Upgrade and Save
Upgrade and Save is three great promotions in one across our range of vehicles.
Combine our 0% APR representative finance promotion* with a £1000 Upgrade saving^ available on many models across the range. What’s more, you can choose to take a 3 month payment deferral~ when you finance with Ford Options.
Own a non Ford vehicle? Or a Ford older than 4 years old?
Then this is the deal for you ~ if you've owned your current vehicle for 4 months and it is either [1] a Ford vehicle which is 4 years old or [2] a non-Ford vehicle.
The promotion is available across a selected range of cars, including the Focus, Fiesta ST-Line and the New Ford Puma.
It couldn’t be simpler.
Please see below for some examples of the finance deals you may be eligible for on a new Ford car if you qualify for our Upgrade and Save More programme
Ford Fiesta Titanium mHev mild hybrid
5 Door, 1.0 125ps Petrol in Freedom Blue
3 MONTHS DEFERRED PAYMENTS
| LOW DEPOSIT | MEDIUM DEPOSIT | HIGHER DEPOSIT | |
| Rate of Interest | 0% | 0% | 0% |
| Mileage (per annum) | 6,000 | 6,000 | 6,000 |
| Customer Deposit | £280.00 | £2,800.00 | £4,780.00 |
| Deposit Allowance Paid by Ford Credit | £1,000.00 | £1,000.00 | £1,000.00 |
| Representative | 0.0% APR | 0.0% APR | 0.0% APR |
| Excess Mileage Charged At | 6.0p / mile + VAT | 6.0p / mile + VAT | 6.0p / mile + VAT |
| On The Road Price | £18,258.00 | £18,258.00 | £18,258.00 |
| Amount of Credit | £16,978.00 | £14,458.00 | £12,478.00 |
| GMFV Optional Final Payment of | £6,898.00 | £6,898.00 | £6,898.00 |
| 36 Monthly Payment of | £280.00 | £210.00 | £155.00 |
| Total Charge for Credit | £0.00 | £0.00 | £0.00 |
| Total Amount Payable | £18,258.00 | £18,258.00 | £18,258.00 |
Puma ST-Line 1.0 EcoBoost 125ps Mild Hybrid
in Race Red with Rear Privacy Glass, Handsfree Power Tailgate and Comfort Pack
3 MONTHS DEFERRED PAYMENTS
| LOW DEPOSIT | MEDIUM DEPOSIT | HIGHER DEPOSIT | |
| Rate of Interest | 1.97% | 2.06% | 2.18% |
| Mileage (per annum) | 9,000 | 9,000 | 9,000 |
| Customer Deposit | £330.00 | £2,933.91 | £5,500.00 |
| Representative | 2.4% APR | 2.4% APR | 2.4% APR |
| Excess Mileage Charged At | 6.0p / mile + VAT | 6.0p / mile + VAT | 6.0p / mile + VAT |
| On The Road Price | £21,493.23 | £21,493.23 | £21,493.23 |
| Amount of Credit | £21,163.23 | £18,559.32 | £15,993.23 |
| GMFV Optional Final Payment of | £10,440.00 | £10,440.00 | £10,440.00 |
| 36 Monthly Payment of | £332.68 | £257.46 | £183.33 |
| Charge for Credit | £1,253.16 | £1,149.07 | £1,046.49 |
| Total Amount Payable inc £20 fees | £22,766.39 | £22,662.30 | £22,559.72 |
Focus ST-Line Edition mHev mild Hybrid, 5 Door, 1.0 125ps EcoBoost
in Fantastic Red with Convenience Pack
| LOW DEPOSIT | MEDIUM DEPOSIT | HIGHER DEPOSIT | |
| Rate of Interest | 0.0% | 0.0% | 0.0% |
| Mileage (per annum) | 9,000 | 9,000 | 9,000 |
| Customer Deposit | £320.00 | £2,790.00 | £5,260.00 |
| Deposit Allowance paid by Ford Credit | £900.00 | £900.00 | £900.00 |
| Representative | 0% APR | 0% APR | 0% APR |
| Excess Mileage Charged At | 6.0p / mile + VAT | 6.0p / mile + VAT | 6.0p / mile + VAT |
| On The Road Price | £22,915.00 | £22,915.00 | £22,915.00 |
| Amount of Credit | £21,695.00 | £19,225.00 | £16,755.00 |
| GMFV Optional Final Payment of | £9,535.00 | £9,535.00 | £9,535.00 |
| 38 Monthly Payment of | £320.00 | £255.00 | £190.00 |
| Charge for Credit | £0.00 | £0.00 | £0.00 |
| Total Amount Payable | £22,915.00 | £22,915.00 | £22,915.00 |
New Ford Kuga Titanium
Kuga Titanium 1.5L 150ps EcoBoost Petrol in Magnetic with 19" Y Spoke Alloy Wheels
| LOWER DEPOSIT | MEDIUM DEPOSIT | HIGHER DEPOSIT | |
| Rate of Interest | 0.86% | 0.89% | 0.94% |
| Mileage (per annum) | 9,000 | 9,000 | 9,000 |
| Customer Deposit | £370.00 | £2,981.21 | £5,778.94 |
| Deposit Allowance Paid by Ford | £500.00 | £500.00 | £500.00 |
| Representative | 1.2% APR | 1.2% APR | 1.2% APR |
| Excess Mileage Charged at | 8.0p / mile + VAT | 8.0p / mile + VAT | 8.0p / mile + VAT |
| On The Road Price | £25,959.12 | £25,959.12 | £25,959.12 |
| Amount of Credit | £25,089.12 | £22,477.91 | £19,680.18 |
| GMFV Optional Final Payment of | £11,713.00 | £11,713.00 | £11,713.00 |
| 38 Monthly Payments of | £370.00 | £300.00 | £225.00 |
| Total Charge for Credit | £683.88 | £635.09 | £582.82 |
| Total Amount Payable(inc £20 fees) | £26,663.00 | £26,614.21 | £26,561.94 |
Important Information
Terms and Conditions
Eligible retail customers only. Promotion is available for new vehicles registered during April 2021.
*Retail only. Finance subject to status. Freepost Ford Credit. *Excludes Fiesta ST, EcoSport, New Puma ST, Focus Style, Focus ST, Mustang and All-New Mustang Mach-E. Puma (excluding ST) and all Kuga EcoBoost petrol engines are only available on 0% for 2 year Ford Options. 3 months deferred payment only applies when you finance your new Ford Car on Ford Options. Focus Style and the All-New Mustang Mach-E are excluded.
~ £1,000 Upgrade Saving off a selected new Ford Car. You do not need to part exchange your vehicle. Your current vehicle must be [1] a Ford vehicle that’s over 4 years old from date of first registration or [2] a non-Ford vehicle of any age which you must have owned for a minimum of 4 months or [3] a used Ford vehicle which you must have owned for a minimum of 4 months. Eligible retail customers only. Excludes Privilege, D-Plan and Ambassador programmes. Excludes all Style, Trend, Zetec and Zetec Edition derivatives; All-New Kuga Titanium PHEV; New Transit Custom Nugget and All-New Mustang Mach-E.
Company Info
© 2021 Paynes Garages Ltd
Watling Street, Hinckley, Leicestershire, LE10 3ED
Reg Office: Watling Street, Hinckley, Leicestershire, LE10 3ED
Reg. Company Number: 442329
VAT Reg. No. GB424516665
Financial Disclosure
Paynes Garages Limited is an Appointed Representative of Automotive Compliance Ltd, Visit Automotive Compliance who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Paynes Garages Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders.
We can introduce you to a selected panel of lenders, which includes Ford Credit. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to Ford Credit for a new car purchase, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and Ford Credit also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
